How we help our customers

With roots stretching back to 1917, First Exchange Bank has remained a REAL Community Bank by fulfilling the needs of our community through personalized service to our customers and keeping decisions local.

We know that everyone does not prefer to be served the same way, which is why we offer products and services that fit everyone’s needs. Whether you need online and mobile banking to access your accounts on the go, or a local team that is available to give you face-to-face service, or both, we are here to help you.


FEB Officers

Steve Smith, President/CEO
Blair Osmer, Senior Vice President/CFO
Rich Campbell, Senior Vice President/SLO
Hanna Cole, Group Vice President
Sarah Milburn, Vice President, Branch Administration/Marketing
Regina Pettis, Vice President, CRCM 

Your Local Personnel

Louisville Branch:

Lecie Tillman, Branch Manager NMLS MLO#1233051

Ericka Barron, Loan Officer
NMLS MLO# 1442687

Eufaula Branch:

Beverly Smith, Branch Manager
NMLS MLO# 1631805

Clayton Branch:

Sonya Williams, Branch Manager

Brewton Branch:

Ginger Simmons, City President/Loan Officer
NMLS MLO# 1076463

Betsy Miller, Branch Manager
NMLS MLO# 677064

Mobile Loan Production Office:

Rich Campbell, Senior Vice President/SLO NMLS MLO# 691651
Matt Dial, Senior Vice President, Consumer Lending Executive
Chris Roberts, Vice President/Loan Officer NMLS MLO# 691652